"To: Members of the staff and participants of the after-service health insurance programme".
"Expiration date of the present information circular: 30 June 2015".
Annexes (p. 18-60): 1. Premiums and contribution rates -- 2. United States-based medical benefits: plan comparison chart -- 3. Empire Blue Cross PPO -- 4. Aetna Open Choice PPO/POS II -- 5. HIP Health Plan of New York -- 6. Cigna US Dental PPO -- 7. FrontierMEDEX -- 8. ActiveHealth wellness programme -- 9. Vanbreda insurance benefits summary -- 10. Provider contact directory.
