Annexes (p. 12-21): 1. Vanbreda insurance benefits summary -- 2. Provisions pertaining to hospitalization in the United States of America -- 3. Direct deposit of reimbursements of claims into member bank accounts -- 4. Toll free numbers. "To: Members of the staff at offices away from Headquarters ". "Expiration date of the present information circular: 31 Dec. 2007".