@article{Molyneux:542783, note = {Includes bibliographical references (p. 29).}, author = {Molyneux, Philip}, url = {http://digitallibrary.un.org/record/542783}, title = {Technological change, costs and profits in European banking /}, publisher = {UN University, Institute for New Technologies,}, recid = {542783}, pages = {29 p. :}, address = {Maastricht, The Netherlands :. 2003}, year = {2003}, }