@article{Stoneman:541807, note = {Includes bibliographical references (p. 41-42).}, author = {Stoneman, Paul.}, url = {http://digitallibrary.un.org/record/541807}, title = {Heterogeneity and change in European financial environments /}, publisher = {UN University, Institute for New Technologies,}, recid = {541807}, pages = {42 p. :}, address = {Maastricht, The Netherlands :. 2001}, year = {2001}, }