@article{449985, note = {Includes bibliographical references.}, url = {http://digitallibrary.un.org/record/449985}, title = {Finance and e-finance for SMEs as a means to enhance their operations and competitiveness : issues paper /}, publisher = {UN,}, recid = {449985}, pages = {19 p.}, address = {Geneva :. 2001-09-03}, year = {2001}, month = {Sep}, }